Services
MCA's
A merchant cash advance (MCA) is a purchase of a portion of a business’s future sales. Each business day or once a week, an automatic, fixed amount is ACH debited to repay the advance. The payments continue until the advance is paid in full. A merchant cash advance is not considered a loan.
Characteristics of a merchant cash advance:
No fixed terms
Unsecured capital
Minimal documentation required
Quick approval and instant funding
Early payoff discounts
Line of Credit
A business line of credit is a revolving available credit where a business can pull increments of working capital out as needed. Each draw made has its own payback schedule. Additionally, you are only paying interest on funds drawn.
Characteristics of business lines of credit:
Simple interest
Flexible terms
Term Loans
Low interest rates and term lengths between 1-10 years.
Invoice Factoring
Factoring is a type of financing that gives businesses the ability to access working capital that is tied up in their outstanding invoices or accounts receivable. These invoices or receivables are removed from the business’ books and are added to the factoring company’s balance sheet at their fair value. We have the best factoring partners in the nation and can provide you with the money you need now to grow your business.
Characteristics of Invoice Factoring:
Funding from $10,000 to $25,000,000
A fit for businesses of all sizes
Quick turnaround
No time in business required
Equipment Financing
If you need to purchase equipment for your business, we can connect you to some of the largest and best bank partners who specialize in equipment financing. They provide very low interest rates and long terms.
SBA Financing
There are many different Small Business Administration (SBA) programs to take advantage of. We can get you very low interest loans for up to 30+ years.